United Mortgage Solutions will assist you in preventing foreclosures and bank repossesion. We have clients that include LOAN OFFICERS, REALTORS, and ATTORNEYS (If they are not willing to do their own loan modifications neither should you). You only get one chance to put your financials together for them. Thats where we make sure everything is in order for you to get the package that fits your budget not the banks.

Our audits are backed by a licensed Loan Officer. We will negotiate with your lender to modify your mortgage loan and stop your foreclosure! We are dedicated to negotiating a better interest rate or principle reduction with an affordable monthly payment so you can keep your home. Our goal is to make every effort to help people retain their homes by modifying their mortgage to provide them with affordable monthly payments. After all you worked hard to buy your home and we will work hard to help you keep it.

Your lender is better off working with us rather than foreclosing on your home. The projected loss severity for a bank from a renegotiated mortgage is 10-15%, compared with 30-45% in case of foreclosure". We have worked with most lenders and are confident that we will be able to negotiate a solution for both you and your lender. Get the personal touch deal with me and only me Christian L Garek

Testimonials

Chris Garek and United Mortgage Solutions, have done a great job for us. When we signed them to represent us we were at foreclosures door, two weeks away from sale date. It was wonderful for someone to step in and take controll of the problem. They worked with us and even filled out all those financial papers that looks like a endless amount of paper work when you are trying to fill them out by yourself. We a thankful to Chris and his team for helping us. Chris work hard for us and we will always be grateful that God sent him our way.
Original Payment $1926.35
New Payment $887.77
With 15 months of missed payments forgiven! 
Sharon H Gutierrez
Plano, TX
(214) 207-1306
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There are no words that can describe how wonderful Chris Garek and United Mortgage Solutions are. Chris helped us and assured us at the same time. He handled everything in a professional but friendly matter. When you are facing a foreclosure, the stress level is very high. Chris relieved the stress and helped us. I would recommend United Mortgage Solutions to anyone!! It's nice to know that there are still honest and caring people in this world. Chris Garek is truly a WONDERMAN!!!! Many many thanks for all your help!

 Sylvia Bray
California, MO
(573) 796-2032
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